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If you are considering a trip overseas, don’t
assume that just because you have excellent medical, auto, and home insurance
that you will have the necessary insurance protection. Many situations can
occur while traveling that may not be covered by your insurance. Therefore,
it’s important to consider if you will need travel health insurance or some
other applicable international travel insurance policy. Below is a list of
situations that may not be covered:
- accidents
- illness
- dental
care
- trip
cancellations
- lost
luggage
- rental
car damage
Consider International Travel Insurance to Plan for the Unexpected
Planning an overseas trip starts with planning
for the unexpected. Purchasing additional insurance when you travel is one of
the best ways to cover the unexpected. However, before you start researching
travel insurance, review your current insurance policies. Check if you have any
travel health insurance and/or international travel insurance coverage on any
of your policies. Some homeowner’s insurance policies and renter's policies
cover your personal property and liability (such as you accidentally hitting
someone with your luggage and break a toe) anywhere in the world, so if you
already have this coverage there is no point in buying more. If you don't have
enough travel coverage in your current insurance policies, including travel health
insurance coverage, then you will want to contact your travel agent or
insurance agent for additional international travel insurance policies.
Posted in: travel health insurance,travel insurance,travel insurance for foreigners
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