Anthem Blue Cross

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How to Find the Right Insurance Program

Looking for a health insurance that’s right for you? Worry no more! Anthem Blue Cross offers member-focused service, a wide variety of plans and doctors that you can choose from and good financial strength all at an affordable rates.

Anthem Blue Cross offers the following Services:

• Individuals and Families
• Services for Current Individual Members
• Medicare Eligible
• Services for Current Senior Members
• Groups of 2-50
• Services for Current Small Group Members
• Services for Current Small Group Employers

Online enrollment is also available for Medical, Life and Dental Insurance. If you are eligible for Medicare, you can enroll right away and there are a lot of options that you can choose from. Visit their website now www.ezhealthcoverage.com.

PORAMA SRIJINDA

P O BOX 928381

SAN DIEGO, CA 92122

Phone:  855-429-2011 
Fax:   855-429-2515 
License: 0D29697

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Travel Insurance Booked! What to do next?

So after you have picked the right travel plan that suits your needs, you ask yourself what’s the next step that you are going to take. Well, this article is going to help you with these 4 tips.

Here’s what you should do next:

After your purchase, print your confirmation email from your travel insurance company. With you having a printed copy, you will be sure that you will never get lost in your plan. The confirmation email includes the general information about your purchased plan, your policy number, the effective dates and the emergency numbers that you can contact should there be any need for further clarifications. After you print it out, you can put it in your wallet or any folder and you can basically carry it during your trip. It is also wise to print an extra copy in case one gets lost, better be sure than sorry.

Read the Policy and Review it again

Travel insurance companies want only the best for their clients so they offer a free look period for a number of days after your purchase. Be sure to read it over and over, not just once because if ever a client is not satisfied with the chosen plan, they can give a full refund. So review and read it and be sure that you understand all the services covered in your travel insurance plan.

Review the Exclusion Section

Please use your free look period wisely by reviewing it over and over making sure that you haven’t missed any important details. The Exclusion Section lists services that are not covered by your travel insurance plan.

Contact your InsuranceCompany

Don’t be afraid to call your Insurance Company if you have any queries regarding your plan. If you need to cancel because of a valid reason, call them ahead and explain why. They will be happy to help you if you have any questions. They will also advise you what is the best thing you can do if you’re in a tight situation. If your Insurance company has a 24/7 call or chat support, then it is best that you use it.

Enjoy your travel and be insured!

PORAMA SRIJINDA
Authorized Agent
Anthem Blue Cross
P O BOX 928381
SAN DIEGO, CA 92122

Phone:  855-429-2011 
Fax:   855-429-2515 
License: 0D29697 

Our services are exceptional with exclusive access to more flights, vacation packages, tours and cruises for individuals and groups. Our travel experts have the capability to design your vacation and business travel packages based on your specific goals and desires.

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Health Insurance

 Health Insurance for Individuals and Family

            

FIRST DOLLAR, PPO, PREVENTIVE & HOSPITALCARE

                                      

Doctors: Primary, Specialist or Chiropractic Care, Pharmaceutical Discounts

Dental: Office Visits, X-Rays, Cleanings, Root Canals, etc.,

Vision and Hearing: Glasses and Contacts,

Hospitalization:  Network Provider, Hospitals, Clinics, Urgent Care, Surgery

Get FREE QUICK & EASY QUOTE; GO TO

www.aetnaquotes.com

Enroll Today Get the lower rate and A free Starbuck Gift Card  

       Gift Card “Starbuck” $5.00                        

Disclaimer: enrollment has to be completed and approved to qualify for the gift card.

                                                       

For details call: 619-200-5296

Toll Free 855-429-2011

Affordable Health Insurance go to www.ezhealthcoverage.info

 

Our services are exceptional with exclusive access to more flights, vacation packages, tours and cruises for individuals and groups. Our travel experts have the capability to design your vacation and business travel packages based on your specific goals and desires.

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Understanding Health Insurance

In this unpredictable world, occurrence of accidents and major or minor health problems have become very common and thus protecting your lives with an insurance cover is important for everybody. Covering mishaps and any medical assistance needed in the normal due course helps you greatly in the event of any emergency as it provides financial backing. 

Purchasing health insurance policy may be very confusing for anybody as insurance has complex terminologies and hidden charges. Let us get a proper understanding of what exactly is health insurance all about.

Understanding Health Insurance

A health insurance is the insurance covering medical expenses for those who are covered and are paying premiums. Health insurance may also be called a contract between you and the insurance provider to cover medical expenses cashless or reimbursed against a yearly or monthly renewal of the policy. You can take health insurance individually and for your whole family and can cover medical expenses for all those who are covered. You will find many private insurance companies offering different set of policies and introducing various plans each day.

Who Provides Health Insurance

Private medical insurance companies, hospitals, medical service providers and non-profit health organizations provide health insurance to common public. There are some other types of health insurance facilities available to the military and army officers, federal civilians and other government employees who are being covered by their respective employers in lieu of their employment. Health insurance is availed on individual as well as group basis and generally, the organizations purchase group health insurance for their employees.

Types of health insurance plans

There are mainly three types of health insurance plans individual health plans, family floater plans and unit linked health insurance plans.

Under individual health insurance, the medical expenses of the person insured are covered up-to a predefined limit.

Family floater plans cover all the members in a family up-to a limited amount for a particular time or for lifetime depending upon terms of the policy.

Unit linked health insurance policies are linked to market investment along with the health benefits and the returns usually depend upon the market conditions. Unit linked insurance is usually recommended only when you are very much aware of the market fluctuations and are ready to take risks.

Cashless and Reimbursements

When the need arises, proper treatment is provided by the cashless hospitals that are in tie up with your insurance provider. In this case, all you need to do is inform your insurance company within the stipulated time of taking the cashless benefit and complete a bit of paper work that hospital helps with.

In some cases, you will have to pay the hospital expenses and then the insurance company reimburses them on claiming along with the bills and all the receipts. You need to take care of one thing that you once read all the documents and claiming procedure while opting for health insurance as terms differ company to company.

 

Protecting yourself and family with a health insurance plan is highly recommended in today’s unforeseen scenarios. However, you need to be very careful while purchasing any insurance as insurance terms are quite hard to understand and in most cases, people end up having stuck in redundant and useless policies. Always study few important things comprehensively like availability and convenience of reaching network hospitals for cashless benefits, ease and terms of cashless benefits, claiming procedures and requirements. Some other things like age until renewal of policy is allowed, exclusions that policy does not cover and information of third party administrators an agency that is responsible for settling claims are also essential to study to avoid any hassle in future.

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